Crispy tortilla chips cheese

Featured in: Oven & Pan Cooking

This dish features crispy tortilla chips generously layered with melted cheddar and Monterey Jack cheeses, black beans, and spicy jalapeños. Optional seasoned ground beef adds savory depth, while fresh cherry tomatoes, red onion, avocado, and coriander provide brightness. Baked until bubbly and served with sour cream and salsa, it's an easy, vibrant appetizer or snack perfect for sharing and festive occasions.

Updated on Tue, 13 Jan 2026 10:28:00 GMT
Golden, bubbly nachos with melted cheese, spicy jalapeños, and seasoned ground beef are ready. Save
Golden, bubbly nachos with melted cheese, spicy jalapeños, and seasoned ground beef are ready. | freshtifrit.com

The first time I made nachos for a group of friends, I learned the hard way that layering matters. I had just dumped everything on top of the chips, leaving the bottom ones sad and bare while the top layer was buried under toppings. Everyone still devoured them, but I made a silent promise to myself: next time, every single chip gets its fair share of cheese.

Game day at our place usually means someone inevitably asks if Im making my nachos. Theyve become this unspoken tradition, the kind of dish where people hover around the baking sheet, forks in hand, waiting for that moment when the cheese starts bubbling. There is something wonderfully communal about food that demands to be eaten straight from the platter.

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Ingredients

  • Tortilla chips: Sturdy chips that can hold up to toppings without collapsing under the weight
  • Cheddar cheese: Provides that sharp flavor and perfect melt that binds everything together
  • Monterey Jack cheese: Adds creaminess and helps create those gorgeous cheese pulls
  • Black beans: Rinse them thoroughly to avoid any metallic canned taste in your final dish
  • Fresh jalapeños: Thin slices give you those little pockets of heat throughout
  • Cherry tomatoes: They add brightness and a burst of freshness against the rich cheese
  • Red onion: Raw onion brings a sharp bite that cuts through all the melted goodness
  • Fresh coriander: Sprinkle this last so it stays bright and adds herbal freshness
  • Avocado: Creamy coolness that balances the heat and richness perfectly
  • Ground beef: Season it well while cooking so every bite is flavorful

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Instructions

Prepare the meat if using:
Cook the ground beef with chili powder, cumin, salt, and pepper until browned and fragrant, about 5 minutes.
Get your oven ready:
Preheat to 200°C so those cheese bubbles start forming the moment the nachos hit the heat.
Build your foundation:
Spread tortilla chips in an even layer on your baking sheet or ovenproof platter.
Layer like a pro:
Scatter black beans first, then both cheeses evenly so no chip gets left behind.
Add the heat:
Arrange jalapeño slices and half the red onion over the cheese layer.
Melt it all together:
Bake for 8 to 10 minutes until the cheese is completely melted and starting to bubble.
Finish fresh:
Top immediately with cherry tomatoes, avocado, remaining onion, and fresh coriander.
Serve while hot:
Bring the whole platter to the table with sour cream and salsa on the side for dipping.
A platter overflowing with savory nachos, featuring melted cheese and colorful toppings, looks delicious. Save
A platter overflowing with savory nachos, featuring melted cheese and colorful toppings, looks delicious. | freshtifrit.com

I have found that the best nachos are the ones where you do not overthink the assembly but you do respect the layering process. My family has this unofficial rule now that whoever makes the nachos has to eat from the bottom layer first to ensure quality control. It is a tough job, but someone has to do it.

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Making Ahead

You can prep all your toppings in advance and keep them in separate containers. The cheese blend can be shredded and stored together, and the vegetables can be chopped a few hours ahead. Just wait to assemble until you are ready to bake.

Cheese Choices

I have experimented with different cheese combinations and found that mixing cheddar with Monterey Jack gives you the best of both worlds. The cheddar brings the sharp flavor while the Jack contributes that incredible melt factor. Pre-shredded cheese works but grating it yourself makes a noticeable difference in how smoothly it melts.

Serving Ideas

These nachos work beautifully for casual gatherings, movie nights, or whenever you need something fun and shareable. Set up a toppings bar and let people customize their own section of the platter.

  • Keep extra lime wedges on hand for squeezing over the top
  • Offer both mild and hot salsa options for different heat preferences
  • Have napkins ready because this is hands down messy wonderful eating

Warm, cheesy nachos with black beans, fresh cilantro, and a dollop of sour cream – enjoy this appetizer. Save
Warm, cheesy nachos with black beans, fresh cilantro, and a dollop of sour cream – enjoy this appetizer. | freshtifrit.com

The beauty of nachos is how they bring people together around one shared platter. Hope your kitchen is filled with laughter and the smell of melting cheese soon.

Recipe FAQs

Can I make this dish vegetarian?

Yes, simply omit the ground beef and focus on the combination of cheese, beans, and fresh toppings for a flavorful vegetarian option.

What types of cheese work best?

Cheddar and Monterey Jack cheeses provide a perfect melt and balance of flavor, but you can experiment with other melting cheeses.

How spicy is the dish?

Jalapeños add moderate heat, which can be adjusted by removing seeds or substituting with pickled versions for extra kick.

Can I prepare this dish gluten-free?

Using gluten-free tortilla chips ensures the dish is safe for gluten-sensitive diets; verify chip packaging to avoid traces.

What are good serving suggestions?

Serve hot and fresh, accompanied by sour cream and salsa. Pair it with cold Mexican lager or a refreshing margarita.

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Crispy tortilla chips cheese

Tortilla chips topped with melted cheeses, black beans, jalapeños, and fresh garnish for a flavorful bite.

Prep Time
15 minutes
Cook Time
10 minutes
Total Duration
25 minutes
Created by Aubrey Logan


Skill Level Easy

Cuisine Mexican

Makes 4 Portions

Diet Information Vegetarian-Friendly, Gluten-Free

What You’ll Need

Base

01 7 oz tortilla chips (plain or lightly salted)

Cheese

01 7 oz shredded cheddar cheese
02 3.5 oz shredded Monterey Jack cheese

Beans

01 5.3 oz canned black beans, rinsed and drained

Toppings

01 2 fresh jalapeños, thinly sliced
02 3.5 oz cherry tomatoes, diced
03 1 small red onion, finely chopped
04 2 tablespoons fresh coriander, chopped
05 1 ripe avocado, diced (optional)
06 4 tablespoons sour cream (optional)
07 4 tablespoons salsa (optional)

Optional Meat

01 7 oz ground beef
02 1 teaspoon olive oil
03 1 teaspoon chili powder
04 1/2 teaspoon ground cumin
05 Salt and pepper to taste

How-To

Step 01

Cook ground beef: Optional: Heat olive oil in a skillet over medium heat. Add ground beef, chili powder, cumin, salt, and pepper. Cook, breaking up meat, until browned and fully cooked, about 5 to 6 minutes. Set aside.

Step 02

Preheat oven: Set the oven temperature to 400°F (200°C).

Step 03

Arrange tortilla chips: Place tortilla chips evenly on a large ovenproof platter or baking sheet.

Step 04

Add toppings before baking: Evenly distribute black beans and then sprinkle shredded cheddar and Monterey Jack cheeses over the chips. Add cooked ground beef if using.

Step 05

Add fresh peppers and onion: Scatter thinly sliced jalapeños and half of the chopped red onion on top.

Step 06

Bake: Bake in the preheated oven for 8 to 10 minutes, until cheese is melted and bubbly.

Step 07

Add fresh toppings: Remove from oven and garnish with diced cherry tomatoes, diced avocado if desired, remaining chopped onion, and fresh coriander.

Step 08

Serve: Serve immediately with sour cream and salsa on the side.

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Tools Needed

  • Large ovenproof platter or baking sheet
  • Skillet for cooking ground beef
  • Cheese grater
  • Knife and chopping board

Allergy Info

Double-check every component for allergens and reach out to a healthcare expert if you’re unsure.
  • Contains dairy from cheese and sour cream.
  • Contains avocado, which may be allergenic for some individuals.
  • Check tortilla chips for gluten if needed.
  • Ground beef may contain traces of soy or wheat depending on brand.

Nutrition Details (per serving)

Nutrition details are only meant for information. Please talk to your doctor for health advice.
  • Kcal: 480
  • Fats: 27 g
  • Carbohydrates: 40 g
  • Proteins: 20 g

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